May 17, 2020
Cookie Policy

Last Modified: September 25, 2019

This Cookie Policy explains how and our affiliates use cookies and similar technologies to recognize you when you visit our Websites. It describes what these technologies are and why we use them, as well as your rights to control our use of them.

What Cookies Are

A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you revisit the site, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information.

Cookies set by the website owner (in this case, are  “first-party cookies.” Cookies set by parties other than the website owner are “third-party cookies.”  Third party cookies enable third party features or functionality on or through the website (e.g., like advertising, interactive content, and analytics). The parties that set these third party cookies can recognize your computer both when it visits the website in question and also when it visits other sites.

Why We Use Cookies

We use first party and third party cookies for several reasons. Some cookies are required for technical reasons for our Websites to operate, and we refer to these as “essential” or “strictly necessary” cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Websites.  For example, keeps track of the pages you visit on our Website to determine what content is the most popular or most used. This data is used to deliver customized content and promotions to customers whose behavior indicates that they are interested in a particular subject area. Third parties serve cookies through our Websites for advertising, analytics and other purposes as described in more detail below.

The Types of Cookies We Use and How We Use Them

The specific types of first and third-party cookies served through our Websites and the purposes they perform include:

  • Essential website cookies: These cookies are strictly necessary to provide you with services available through our Websites.
  • Performance and functionality cookies: These cookies are used to enhance the performance and functionality of our Websites but are non-essential to their use. However, without these cookies, specific features may become unavailable.
  • Analytics and customization cookies: These cookies collect information that is used either in aggregate form to help us understand how visitors use our Websites or how effective our marketing campaigns are, or to help us customize our Websites for you.
  • Advertising cookies: These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously appearing, ensuring that ads are displayed correctly for advertisers, and in some cases selecting advertisements based on your interests.
  • Social networking cookies: These cookies are used to enable you to share pages and content that you find interesting on our Websites through third-party social networking and other websites. These cookies may also be used for advertising purposes too.

How You Can Control Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the appropriate opt-out links provided below.

You can set or change your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website although your access to some functionality and areas of our Website may diminish. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser’s help menu for more information.

Also, most advertising networks offer you a way to opt out of targeted advertising.  If you would like to find out more information, please visit You may opt-out by clicking here: (or if located in the European Union, by clicking here: Please note this does not opt you out of being served ads. You will continue to receive generic advertisements.

Essential website cookies: Because these cookies are strictly necessary to deliver the Websites to you, you cannot refuse them. You can block or delete them by changing your browser settings, however, as described above.

Web Beacons and Other Tracking Technologies

Cookies are not the only way to recognize or track visitors to a website.  We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage the Website. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users.  In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages or in emails and are about the size of the period at the end of this sentence. We use clear gifs or pixels in our HTML-based emails to let us know which emails have been opened by recipients.  This allows us to measure the effectiveness of certain communications and the effectiveness of our marketing campaigns. We join the information gathered by clear gifs in emails to our customers’ Personal Information.

Flash Cookies and Local Shared Objects

The Adobe Flash Player uses technology to remember settings, preferences, and usage similar to browser cookies but you manage these through a different interface than the one provided by your web browser. This technology creates locally stored objects that are known as “Flash cookies.” does not use Flash cookies.

Targeted Advertising

Third parties may serve cookies on your computer or mobile device to advertise through our Websites. These companies may use information about your visits to this and other websites to provide relevant advertisements about goods and services that you may be of interest to you. They may also employ technology that is used to measure the effectiveness of ads. They accomplish this by using cookies or web beacons to collect information about your visits to this and other sites to provide relevant advertisements about goods and services of potential interest to you. The data collected through this process does not enable them or us to identify your name, contact details or other personally identifying details unless you choose to provide these.

Updates to this Cookie Policy

We may update this Cookie Policy to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons.  Please re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

The date at the top of this Cookie Policy indicates when it was last updated.

Requesting Additional Information

If you have any questions about our use of cookies or other technologies, please email us at